Now that your credit score is in top condition, it's a good time to see how you can protect your score against risks such as identity theft.

Identity theft has impacted around 1 in 5 Australians, according to Australian Institute of Criminology (AIC). If your identity is stolen, it can be used to carry out crimes such as money laundering, trading stolen vehicles, or making fraudulent purchases on your credit card. AIC also reports that victims of identity theft spend an average of $2,832 dealing with the fallout, not to mention the broader impact on their emotional and financial health. By regularly monitoring your credit score and taking steps to protect your identity, you can reduce your risk of becoming a victim.

At Equifax, we can help you get protected and take control of your financial health with our range of credit and identity services.

Manage your credit profile with Equifax Credit Protect

Whether you're looking for finance to buy a home, a new car, or fund that bucket list holiday, understanding your credit profile is important. Keeping track of your credit score and any changes over time can help you see how your credit score may impact your loan application. Regularly checking your credit report can also help you identify unknown or suspicious transactions, so you can take steps to limit the potential impact identity theft can have on your credit profile. With Equifax Credit Protect, you can manage and monitor your credit profile so you can stay on top of your credit score and your financial health.

An Equifax Credit Protect subscription includes:

• Equifax Credit Report: 12 x Equifax Credit Reports annually
• Credit alerts: Get notified about key changes to your Equifax Credit Report
• Monthly credit score, credit rating and credit limits: A score between 0-1200 that summarises your credit information held by Equifax and a rating band
• Score tracker: So you can track your Equifax Credit Score over time
• Top 4 contributing factors: Understand the key factors that affect your Equifax Credit Score

For only $9.95/monthly with no lock-in contracts, sign up for Equifax Credit Protect here

Protect your identity with Equifax Identity Protect

Cybercriminals are using increasingly sophisticated methods to commit identity crime and fraud. It's costing victims time, money, and their financial health – and it can happen to anyone. Equifax Identity Protect helps you safeguard your identity by sending you alerts if your personal information is found on the dark web. This means you can take action fast and minimise the potential fallout of becoming a victim of identity theft.

An Equifax Identity Protect subscription includes:

• Equifax Credit Report: 1 x Equifax Credit Report annually
• Annual credit score, credit rating and credit limits: A score between 0-1200 that summarises your credit information held by Equifax and a rating band
• Identity Watch¹: Receive alerts if your personal information is found on the dark web
• Identity Guard insurance²: Up to $15,000 per annum in identity fraud insurance
• Document expiry alerts³: Notifications when important documents are about to expire
• Secure key and luggage tags (printable): Secure personal items without exposing personal details

For only $9.95/monthly with no lock-in contracts, sign up for Equifax Identity Protect here

Get the ultimate protection with Equifax Credit and Identity Protect

Your credit profile and identity play a key role in your financial health. Identity theft or past financial challenges can adversely impact your credit profile, making it harder for you to secure credit and reach your goals. Equifax Credit and Identity Protect is a comprehensive subscription service designed to help you manage your credit profile and reduce the risk of identity theft.

Equifax Credit and Identity Protect includes:

• Equifax Credit Report (12 per year, one available per month): Get a complete view of your credit history in Australia
• Credit alerts: Get notified about key changes to your Equifax Credit Report
• Monthly credit score, credit rating and credit limits: A score between 0-1200 that summarises your credit information held by Equifax
• Score tracker: Tracks your Equifax Credit Score over time
• Top 4 contributing factors: Understand the reasons why your Equifax Credit Score changes
• Identity Watch¹: Receive alerts if your personal information is found on the dark web
• Identity Guard insurance²: Up to $15,000 per annum in identity fraud insurance
• Document expiry alerts³: Notifications when important documents are about to expire
• Secure key and luggage tags (printable): Secure personal items without exposing personal details

For complete protection at only $14.95 with no lock-in contracts, sign up to Equifax Credit & Identity Protect now.

Manage your credit profile and protect your identity with Equifax, Australia's largest consumer reporting bureau. Learn more today.

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¹ Under Equifax Identity Protect - monitor 1 bank account, 1 debit/credit card, 1 Medicare card, 1 email address, 1 phone number, 2 driver licences, 2 international bank accounts, 2 passports. Under Equifax Credit and Identity Protect - monitor 5 bank accounts, 8 credit/debit cards, 2 medicare cards, 3 email addresses, 3 phone numbers, 2 driver licences, 2 international bank accounts, 2 passports.
² Terms, conditions, exclusions and limitations apply. Click here to view the Identity Guard Insurance Policy Information Booklet.
³ Document expiry alerts are available for 2 passports and 2 licences.

Disclaimer: The information contained in this article is general in nature and does not take into account your personal objectives, financial situation or needs. Therefore, you should consider whether the information is appropriate to your circumstance before acting on it, and where appropriate, seek professional advice from a finance professional such as an adviser.