Use My Credit Score

How can I get alerts to changes in my credit score?

By subscribing for free to GetCreditScore, you’ll have access to your personal credit dashboard and each month, we'll send you a reminder to log in to your dashboard and check your credit score.

Here, you will be able to see your current credit score, score history, get tips on how to improve your credit score, and see what’s helping improve your score and what’s holding it back. This information will change over time as your score changes.

Will lenders be using this new score to make decisions on my credit application?

Your credit score is only ONE element that lenders may use to assess your credit application. Depending on the lender and type of loan, they will also review your income, assets, spending habits, debts, and their own lending criteria to help determine the outcome of your credit application.

Why is there no score information in my score history graph?

The Equifax Score is a new generation of scores, recalibrated and unrelated to Equifax’s previous generation of scores. Due to the new information and methods used to calculate your score, comparing it to the old score is no longer appropriate or accurate. Your score history graph will therefore be progressively built with the new Equifax Score.

Disclaimer: The information contained in this FAQ is general in nature and does not take into account your personal objectives, financial situation or needs. Therefore, you should consider whether the information is appropriate to your circumstance before acting on it, and where appropriate, seek professional advice from a finance professional such as an adviser.