GETCREDITSCORE – COOKIE POLICY
This policy deals with how and when cookies are used by GetCreditScore Pty Ltd - ACN 169 886 891, Australian Credit Licence 501455 - ("GetCreditScore" and also referred to as "us," "we" and "our"). This policy does not deal with your personal information. For details about how GetCreditScore collects, uses, holds and discloses personal information, please visit our Privacy Policy.
What are cookies?
A cookie is a small data file, stored on the visitor’s computer or mobile device which uniquely identifies the computer or mobile device to the site and is used to control access to the site content and other functionality, for example, they can help us to remember your username and preferences or even allow us to recommend content we believe you'd be most interested in or would be most relevant to you.
Most Internet browsers support cookies; however, users can set their browsers to decline certain types of cookies or specific cookies. Further, users can delete cookies at any time.
Why do we use cookies?
We use cookies to learn how you interact with our content and to improve your experience when visiting our website. For example, some cookies remember your language or preferences so that you do not have to repeatedly make these choices when you visit our website. Additionally, cookies allow us to serve you specific content we believe you’d be most interested in or would be most relevant to you. We may employ the learnings of your behaviour on our website to serve you with targeted advertisements on third-party website in an effort to “re-market” our products and services to you.
What types of cookies does GetCreditScore use?
There are two types of cookies that we may use on our websites: “session cookies” and “persistent cookies”.
A session cookie is a temporary file used to store information regarding your current browser session. It is deleted when you close your browser. This type of cookie is used to facilitate your activities within that site.
A persistent cookie is a file that is saved on your computer and contains information that can be read by a website when you return to it. This type of cookie is used to manage your user experience, remember your preferences or provide anonymous statistical analysis relating to your visits. These cookies also allow us to serve you with targeted advertising and measure the effectiveness of our site functionality and advertising.
None of the cookies store any personal information that could be used to identify you.
First-party cookies
First-party cookies are cookies that are set by the GetCreditScore website directly. GetCreditScore may use the information you provide to assist us with database profiling. This is aimed at improving the quality of products and services offered to you.
First party cookies are relevant only to your device when browsing the GetCreditScore website. These cookies do not track your browsing on other websites.
Third-party cookies
Third-party cookies are cookies that are set on your computer or mobile device by external websites whose services are used on our websites. These cookies come from other websites or servers, for functions such as advertising (like online banners) on the page you are browsing.
Third-party cookies may also be placed on your computer or mobile device by our third party advertising or business partners so that they can use them to advertise products and services to you elsewhere on the Internet. These cookies use aggregated depersonalised information provided by our business partners to help clients personalise your experience when you visit their website and help clients target an audience for a product that may be displayed as advertising on a website that cookie visits.
What are cookies used for by GetCreditScore?
GetCreditScore uses cookies on our website and/or selected third party sites, with which we have a business relationship.
We use cookies as a fundamental part of our interaction with your browser. The purpose is to provide you with better and more customised service and with a more effective website. For instance, we use cookies to enable us to improve performance and enhance user experience by tailoring our online marketing services to make it more relevant to you and your interests. We also use cookies to measure traffic patterns, to determine which areas of our websites have been visited, and to measure transaction patterns in the aggregate. We use this to research our users’ habits so that we can improve our online products and services.
GetCreditScore also offers a number of services, including marketing services, to its business partners or clients which may involve the use of cookies. Cookies placed on third party websites by GetCreditScore help us to monitor the efficacy of our business relationships with third parties, improve performance as well as personalise your experience when you visit their website.
GetCreditScore may disclose the information collected via use of cookies on our websites to third parties for marketing purposes.
Our cookies do not gather personal information. Where you agree, we may combine segment-based learning from our cookie data, with information that you provide to us (such as your email address), as well as third party cookies to deliver services or marketing offers specifically suited to your needs.
By using our website and not opting-out of cookies, you consent to our use of cookies in accordance with the terms of this policy.
How long will cookies stay on my device?
The length of time a cookie will stay on your computer or mobile device depends on whether it is a “persistent” or “session” cookie. Session cookies will only stay on your device as long as your session on the website. Persistent cookies stay on your computer or mobile device until they expire, you opt out or are deleted.
How do I opt out of, control and delete cookies?
Most web browsers automatically accept cookies. However, you do not have to accept cookies, and you can, should you choose at any time, reject or block the use of cookies and delete all cookies currently stored on your device. Please be aware that if you disable first party cookies, this may impact your experience and use of our website.
You can control how cookies are used on your computer or device by changing your browser settings, click here. If you decide to delete or block certain cookies, your experience on the website may be limited, and you may not be able to use some of our online features, especially where cookies are used for security and fraud detection functions.
To find out more about GetCreditScore’s business partner third party cookies and how you may opt out please visit this webpage where you can control the opt-out’s for third party cookies from our business partners and third parties (with whom we have a relationship with).
This policy was last updated on 20 December 2022.